Over-reliance on AI: Navigating the Risks and Strategies Across Industries
The core challenge lies in maintaining a delicate balance: leveraging AI as a powerful tool without surrendering human critical thinking. As RBI Governor Shaktikanta Das warns, excessive AI dependence can lead to concentration risks, cybersecurity vulnerabilities, and unpredictable market consequences. Organizations must adopt a "tool, not supplement" mindset, ensuring AI enhances rather than replaces human expertise.